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TRANSMONY

For freelancers and businesses in India

Receive US dollar payments in India

Work with clients in the United States? Get US account details in your own name. Your clients pay you like a local US payment, and you decide what happens to the money. You do not need a US bank, a US company or a US address.

FreelancersRemote workersOnline sellersAgenciesExporters
1–3 daysACH payments, in business days
Same dayUS domestic wire
24/7FedNow instant payments
USDC · USDTstablecoins in your own wallet
Open an accountSee all services

How it works

  1. 1Sign up onlineAs an individual or a business. It takes a few minutes.
  2. 2Verify your identityA passport or national ID card. Companies also send their company documents.
  3. 3Get your detailsAccount details in your own name, ready to share with whoever pays you.
  4. 4Get paidMoney arrives in your account. Keep it, send it to a bank or hold it as stablecoins.

What you get

US account detailsA routing number and an account number in your own name.
Three ways to be paidACH in 1–3 business days, US domestic wire the same day, FedNow instant payments 24/7.
One US dollar balanceHeld as digital dollars, always 1:1 with the US dollar. Convert only when you choose.
Move it onSend to banks worldwide by international wire in US dollars, or hold USDC or USDT in your own wallet.
Payment requestsSend a private link, QR code and PDF with your details, so payers get them right.
Monthly statementsPDF or spreadsheet for any month, also emailed to you.

Get paid without delays

Who can pay into your US detailsClear rules keep every account safe.More
  • You, any registered business, or a family member with your surname.
  • Another private person, for payments under 4,000 US dollars.
  • Third-party payments cannot come from New York or Texas.
  • International SWIFT wires from outside the US are not accepted on these details.
  • Very small “test” payments cannot be credited. Ask for the real amount.
Send your details rightCopy your details exactly as shown in your portal, or send a payment request with a link, QR code and PDF.

Who it is for

Freelancers and remote workersClients in the US pay you in US dollars, the same way they pay anyone at home.
Online sellersReceive marketplace payouts by ACH into US details in your own name.
Agencies and exportersGive US clients a simple way to pay your invoices in US dollars.
● YOUR SECURITY

Your money and data, protected.

TRANSMONY is a financial technology company. Every service is delivered through our banking partner and other regulated financial partners, under the TRANSMONY name.

Regulated partners

Every service is provided by a regulated financial institution that holds the licences it requires.

Money in your own name

All money stays in your own named account and all stablecoins in your own crypto wallet – never in TRANSMONY’s own bank account.

Every client is verified

Identity and company checks for every client, under international anti-money-laundering rules.

Safe sign-in

A one-time email code instead of a password, and an email code to confirm every withdrawal or transfer.

Services are subject to eligibility, verification and availability in your country.

How we keep you safe

Common questions

Can I open a TRANSMONY Account if I live in India?

Yes. Individuals and businesses in India can apply. Every client passes an identity check first, and in some cases extra documents may be asked for, such as proof of address or source of funds.

Do I need a US company or a US address?

No. You get a US routing number and account number in your own name after an online identity check. You do not need a US company, a US address or a Social Security Number.

How long does a US payment take to arrive?

ACH payments usually take 1 to 3 business days. US domestic wires arrive the same day. FedNow instant payments can arrive within seconds, 24/7.

Can clients outside the US pay into my US details?

No. The US details are for payments made inside the US: ACH, US wire and FedNow. International SWIFT wires from outside the US are not accepted. For many currencies, ask us about the Platinum Account.

What documents do I need?

A valid passport or national ID card, and proof of address from the last 90 days, such as a utility bill or bank statement. Companies also send a certificate of incorporation, a recent company filing and details of owners with 25% or more.

Ready to start?Sign up online and get account details in your own name.
Open an account

Related accounts

US account for non-residentsNo US company, US address or Social Security Number needed.USD account for the UAEUS dollar details in your name for UAE residents and businesses.Virtual IBAN for eurosYour own IBAN for SEPA payments from anywhere in Europe.All servicesTRANSMONY Account, Platinum Account and TRANSMONY Payments.

Questions? Talk to a real person

Not sure this account fits you? Ask us before you apply. We answer every message, 24 hours a day, 7 days a week.

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