No US company, address or SSN
US account for non-residents
You do not need to live in the United States to get paid like you do. Get a US routing number and account number in your own name. No US company, no US address and no Social Security Number needed.
How it works
- 1Sign up onlineAs an individual or a business. It takes a few minutes.
- 2Verify your identityA passport or national ID card. Companies also send their company documents.
- 3Get your detailsAccount details in your own name, ready to share with whoever pays you.
- 4Get paidMoney arrives in your account. Keep it, send it to a bank or hold it as stablecoins.
What you get
Get paid without delays
Who can pay into your US detailsClear rules keep every account safe.More
- You, any registered business, or a family member with your surname.
- Another private person, for payments under 4,000 US dollars.
- Third-party payments cannot come from New York or Texas.
- International SWIFT wires from outside the US are not accepted on these details.
- Very small “test” payments cannot be credited. Ask for the real amount.
Who it is for
Your money and data, protected.
TRANSMONY is a financial technology company. Every service is delivered through our banking partner and other regulated financial partners, under the TRANSMONY name.
Every service is provided by a regulated financial institution that holds the licences it requires.
All money stays in your own named account and all stablecoins in your own crypto wallet – never in TRANSMONY’s own bank account.
Identity and company checks for every client, under international anti-money-laundering rules.
A one-time email code instead of a password, and an email code to confirm every withdrawal or transfer.
Services are subject to eligibility, verification and availability in your country.
How we keep you safeCommon questions
Do I need a Social Security Number?
No. You get US account details in your own name after an online identity check. You do not need a US company, a US address or a Social Security Number.
Is this a US bank account?
It gives you US account details – a routing number and an account number – in your own name. Your money is held with our regulated partners, never in TRANSMONY’s own bank account.
Who can open a TRANSMONY Account?
Individuals and businesses in more than 200 countries and territories, including the UK, the EU, the United States, Canada, the UAE, India, Mexico and Brazil. In some countries extra documents may be asked for, such as proof of address or source of funds.
Where can I send my money?
To banks in the United States by ACH or US wire, and to banks anywhere in the world by international wire in US dollars. You can also send in euros by SEPA, pounds by Faster Payments, and to Mexico, Brazil and Colombia in local currency.
Where is the account not available?
It is not available in a short list of countries and in New York State (USA). The full list is on our Services page.
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Questions? Talk to a real person
Not sure this account fits you? Ask us before you apply. We answer every message, 24 hours a day, 7 days a week.