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TRANSMONY

Euro account in your own name

Virtual IBAN: your own euro account for SEPA payments

Get paid in euros by clients and platforms in Europe. You get your own IBAN in your own name. Payers send euros to it by SEPA, just like paying a local account.

FreelancersOnline sellersBusinessesExporters
EURIBAN in your own name
SEPApayments from anywhere in Europe
USDCstablecoin in your own wallet
24/7personal support
Open an accountSee all services

How it works

  1. 1Sign up onlineAs an individual or a business. It takes a few minutes.
  2. 2Verify your identityA passport or national ID card. Companies also send their company documents.
  3. 3Get your detailsAccount details in your own name, ready to share with whoever pays you.
  4. 4Get paidMoney arrives in your account. Keep it, send it to a bank or hold it as stablecoins.

What you get

Your own IBANEuro account details in your own name for SEPA transfers.
Send euros outPay out by SEPA in euros to any IBAN.
Exact amount optionChoose the exact amount your recipient receives in euros.
Pounds tooA GBP account with sort code and account number is available on request.
Payment requestsSend a private link, QR code and PDF with your details.
Monthly statementsPDF or spreadsheet for any month, also emailed to you.

Get paid without delays

Who can pay into your euro IBANClear rules keep every account safe.More
  • You and any registered business, with no limit.
  • Other private persons by arrangement.
  • Very small “test” payments, for example under 1 EUR, cannot be credited.
Send your details rightCopy your details exactly as shown in your portal, or send a payment request with a link, QR code and PDF.

Who it is for

Freelancers with European clientsClients in Europe pay you by SEPA, like a local payment.
Online sellersReceive marketplace payouts in euros into an IBAN in your own name.
Businesses selling to EuropeGive European customers a simple way to pay your invoices.
● YOUR SECURITY

Your money and data, protected.

TRANSMONY is a financial technology company. Every service is delivered through our banking partner and other regulated financial partners, under the TRANSMONY name.

Regulated partners

Every service is provided by a regulated financial institution that holds the licences it requires.

Money in your own name

All money stays in your own named account and all stablecoins in your own crypto wallet – never in TRANSMONY’s own bank account.

Every client is verified

Identity and company checks for every client, under international anti-money-laundering rules.

Safe sign-in

A one-time email code instead of a password, and an email code to confirm every withdrawal or transfer.

Services are subject to eligibility, verification and availability in your country.

How we keep you safe

Common questions

What is a virtual IBAN?

An IBAN is the account number used for bank transfers in Europe. With a TRANSMONY Account you get your own IBAN in your own name, so payers in Europe can send you euros by SEPA.

Who can pay into my euro IBAN?

You and any registered business, with no limit. Payments from other private persons are possible by arrangement.

Can I send euros out again?

Yes. Send euros by SEPA to any IBAN. You can also choose the exact amount your recipient receives.

I live in the EU. Can I use stablecoins?

Yes, USDC. USDT is not offered to clients living in the EU or EEA.

Can I get an IBAN for many currencies?

Yes, with the Platinum Account: a named multi-currency account with an IBAN in your own name, for payments in more than 35 currencies.

Ready to start?Sign up online and get account details in your own name.
Open an account

Related accounts

US account for non-residentsNo US company, US address or Social Security Number needed.Platinum AccountA named multi-currency account with an IBAN in your own name.Receive Mexican pesos (MXN)Your own CLABE for SPEI payments from Mexico.All servicesTRANSMONY Account, Platinum Account and TRANSMONY Payments.

Questions? Talk to a real person

Not sure this account fits you? Ask us before you apply. We answer every message, 24 hours a day, 7 days a week.

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