Compare before you choose
A Payoneer alternative: accounts in your own name
Looking at options beyond Payoneer? Here is a plain, feature-by-feature look. With a TRANSMONY Account you get account details in your own name, local payments from Latin America, stablecoins in your own wallet and real people to help, 24/7.
How it works
- 1Sign up onlineAs an individual or a business. It takes a few minutes.
- 2Verify your identityA passport or national ID card. Companies also send their company documents.
- 3Get your detailsAccount details in your own name, ready to share with whoever pays you.
- 4Get paidMoney arrives in your account. Keep it, send it to a bank or hold it as stablecoins.
TRANSMONY and Payoneer, side by side
Features only, as published by each company. Check the latest details with each provider before you choose.
| Feature | TRANSMONY Account | Payoneer |
|---|---|---|
| Receive payments | USD, EUR, MXN, BRL and COP account details in your own name (GBP on request) | Receiving accounts in USD, EUR, GBP, CAD, AUD, JPY, SGD, HKD and AED, plus a SWIFT (wire) receiving account in USD |
| Send money to a bank | Banks worldwide: ACH, US wire, international wire in US dollars, SEPA, Faster Payments, SPEI, Pix and Bre-B | Withdraw to your bank account in over 190 countries |
| Marketplaces | Marketplace payouts by ACH into your US details and by SEPA into your euro IBAN | Works with many marketplaces, networks and platforms |
| Stablecoins | USDC and USDT in your own crypto wallet | Not listed on the pages we checked |
| Card | Not offered yet | A physical or virtual Payoneer card |
| Help | Real people 24/7 by email, Telegram, WhatsApp and support tickets | Support in 22+ languages, plus online help and a community forum |
What you get
Get paid without delays
Who can pay into your US detailsClear rules keep every account safe.More
- You, any registered business, or a family member with your surname.
- Another private person, for payments under 4,000 US dollars.
- Third-party payments cannot come from New York or Texas.
- International SWIFT wires from outside the US are not accepted on these details.
- Very small “test” payments cannot be credited. Ask for the real amount.
Who it is for
Your money and data, protected.
TRANSMONY is a financial technology company. Every service is delivered through our banking partner and other regulated financial partners, under the TRANSMONY name.
Every service is provided by a regulated financial institution that holds the licences it requires.
All money stays in your own named account and all stablecoins in your own crypto wallet – never in TRANSMONY’s own bank account.
Identity and company checks for every client, under international anti-money-laundering rules.
A one-time email code instead of a password, and an email code to confirm every withdrawal or transfer.
Services are subject to eligibility, verification and availability in your country.
How we keep you safeCommon questions
Is TRANSMONY connected to Payoneer?
No. Payoneer and Wise are trademarks of their owners; TRANSMONY is not connected to them. TRANSMONY is a financial technology company working with regulated partners.
Which currencies can I receive in my own name?
US dollars, euros, Mexican pesos, Brazilian reais and Colombian pesos. British pounds are available on request.
Can I receive marketplace payouts?
Yes. Use your US routing and account number for ACH payouts, and your euro IBAN for SEPA payouts.
How do I tell my clients about my new details?
Send them a payment request from your portal. It has a private link, a QR code and a PDF with your details, so nothing is typed wrong.
Who can open a TRANSMONY Account?
Individuals and businesses in more than 200 countries and territories, including the UK, the EU, the United States, Canada, the UAE, India, Mexico and Brazil. In some countries extra documents may be asked for, such as proof of address or source of funds.
Related accounts
Sources, checked 2 November 2026: Payoneer: Global business account · Payoneer: Local receiving accounts.
Payoneer and Wise are trademarks of their owners; TRANSMONY is not connected to them.
Questions? Talk to a real person
Not sure this account fits you? Ask us before you apply. We answer every message, 24 hours a day, 7 days a week.