How to Pay International Suppliers in Their Own Currency (2026 Guide)

The questionI import goods and my suppliers abroad want to be paid in their own currency – euros, US dollars or their local money. How do I pay them from one account, and see the exchange rate before I pay?

How to do it with TRANSMONY

You need: Platinum Account – for paying suppliers abroad in many currencies (not the TRANSMONY Account, which sends only to bank accounts in your own name).

1. Talk to us firstTell us who you pay, in which countries and currencies, and roughly how often. We confirm what fits you before you apply – by support ticket, [email protected], Telegram or WhatsApp, 24 hours a day, 7 days a week.
2. Choose your accountOpen the Platinum Account page, click Open Platinum Account and choose Personal (personal or joint) or Business.
3. Apply onlineFill in the online application. Our team helps you at every step and answers your questions 24/7.
4. Pass the checksComplete the identity checks – and the company checks for a business – that every client passes. Clear documents in one go make it fastest.
5. Sign in to your Platinum AccountThe Platinum Account has its own sign-in on the Platinum Account page, separate from the TRANSMONY Account at transmony.com/account.
6. Check your supplier’s detailsTake the account name, IBAN or account number, bank and currency from the supplier’s invoice. If the details are new or have changed, confirm them by phone on a number you already know before you pay.
7. See the rate, then payChoose the supplier’s currency. You see the live exchange rate before you convert or pay, so you know exactly what the payment costs you in your own currency. Put the invoice number in the payment reference.

Which TRANSMONY service for which payment

Many clients keep two: a TRANSMONY Account to get paid in US dollars and a Platinum Account to pay suppliers. Each is separate, with its own sign-in and its own pricing, so nothing is charged twice.

Three real examples

Before you pay: check the invoice

1. The account name matches the supplier you know.
2. The IBAN or account number and the bank are complete and copied, not retyped.
3. The currency on the invoice is the currency you pay in.
4. The invoice number goes in the payment reference.
5. Changed bank details? Call the supplier on a number you already have – never the one in the email. Read how to protect your business from invoice fraud.

What it costs

You pay only Platinum Account charges. They are shown when you open the account, before you agree, and you see the live exchange rate before every conversion or payment. Using the Platinum Account adds nothing to a TRANSMONY Account or TRANSMONY Payments you may also have. Asking us what fits you, and starting an application, costs nothing. See Services & fees.

Common mistakes

• Trying to pay a supplier from the TRANSMONY Account. Its Send money goes only to bank accounts in your own name. To pay a supplier abroad, use the Platinum Account.
• Opening TRANSMONY Payments to pay suppliers. TRANSMONY Payments is for taking card, Apple Pay and Google Pay payments from your customers. It does not pay suppliers.
• Changing bank details because of an email. A “new bank details” email is the most common way businesses lose money. Confirm by phone on a number you already have.
• Paying without agreeing the currency. Agree with the supplier which currency the invoice is in, and pay in that currency, so the amount that arrives matches the invoice.
• Leaving out the invoice number. Without a reference the supplier may not match your payment, and your goods can wait. Put the invoice number in every payment.
• Signing in at the wrong place. The Platinum Account has its own sign-in on the Platinum Account page. transmony.com/account is the TRANSMONY Account.

Frequently asked questions