Seamless cross-border payments – anytime, anywhere
Seamless cross-border payments – anytime, anywhere
Register
Transfers and payments
Register
Our services

Receive, send, exchange and get paid – all with TRANSMONY

Whether you are a freelancer paid from abroad, a company paying suppliers in many currencies, or a shop taking card payments, TRANSMONY has a service built for it. Each service has its own account and its own pricing, so you only ever pay for what you use.

Receive & send worldwideTRANSMONY AccountYour own USD, EUR, GBP, MXN, BRL and COP account details, payouts to banks worldwide, USDC and USDT.See everything inside →International payments & exchangePlatinum AccountA named multi-currency account with an IBAN in your own name, payments in 35+ currencies to 180+ countries at live rates.See everything inside →For merchantsTRANSMONY PaymentsTake card, wallet and local payments in your shop and online, from businesses in 42 countries.See everything inside →

Our promise: you pay only for what you use

Only the service you useOpen a Platinum Account and you pay only Platinum Account charges. Nothing else is added.
No surprise chargesPricing is shown before you agree, and every payment shows its fee before you confirm.
Free to lookStarting your sign-up and seeing your fees costs nothing.
Never charged twiceOn the TRANSMONY Account you pay once, when money arrives – no extra fee to send it on to your own bank in USD.
TRANSMONY

Receive & send worldwide

TRANSMONY Account

Bank details in your own name, so clients, marketplaces and employers abroad can pay you as easily as a local account – and you can move the money on to any bank, or hold it as stablecoins. For individuals and businesses.

FreelancersOnline sellersExportersAgenciesBusinesses
6currencies to receive in your own name
200+countries and territories can open
USDC · USDTstablecoins in your own wallet
24/7personal support
Create TRANSMONY AccountHow it works

Receive money in your own name

Every account is in your own name. Very small “test” payments (for example under 1 EUR, 2 GBP, 50 MXN, 10 BRL or 100 COP) cannot be credited.

US dollar account (USD)Routing and account number for ACH, US wire and instant payments.More
  • ACH: 1–3 business days.
  • US domestic wire: same day.
  • FedNow instant payments, 24/7.
  • Payers: you, any registered business, a family member with your surname, or another private person for payments under $4,000.
  • Third-party payments cannot come from New York or Texas. International SWIFT wires from outside the US are not accepted.
Euro account (EUR)Your own IBAN for SEPA transfers from anywhere in Europe.More
  • You and any registered business, with no limit.
  • Payments from other private persons by arrangement.
British pound account (GBP)Sort code and account number for Faster Payments within minutes.More
  • Available on request.
  • You and any registered business, with no limit.
Mexican peso account (MXN)Your own CLABE for SPEI payments from Mexico.More
  • Businesses with no limit.
  • You up to 1,000,000 MXN; other private persons up to 15,000 MXN in total.
Brazilian real account (BRL)Pix details for instant payments from Brazil.More
  • You and any registered business, up to the equivalent of $500,000 a month.
Colombian peso account (COP)Bre-B details for payments from Colombia.More
  • Available on request.
  • You and any registered business, with no limit (Bre-B up to 11,552,000 COP per payment).

Send money to banks worldwide

United StatesACH (1–3 business days) or US domestic wire (same day).
Anywhere in the worldInternational wire (SWIFT) in US dollars.
Europe and the UKSEPA in euros to any IBAN; Faster Payments in pounds, usually within minutes.
Mexico, Brazil, ColombiaSPEI, Pix and Bre-B in local currency, usually within minutes.
Exact amount optionChoose the exact amount your recipient receives in EUR, GBP, MXN, BRL or COP.More
  • Send to bank accounts in your own name.
  • Minimum $10.
  • Daily limit $100,000 for individuals and $1,000,000 for businesses (higher on request).

Stablecoins: USDC and USDT

All stablecoins stay in your own crypto wallet. USDT is not offered to clients living in the EU or EEA; USDC is.

One US dollar balanceYour money is held as digital dollars, always 1:1 with the US dollar – in your own wallet.
USDT in one stepConvert your balance to USDT (Tron or Ethereum) and back again – no limit and no approval wait.
Receive from any walletUSDT, USDC or PYUSD on Tron, Solana, Ethereum, Base and other networks.
Send to any wallet or bankPay out to outside wallets, or send to a bank straight from your USDT balance by ACH, US wire, SPEI, Pix or Bre-B.More
  • Every transfer is confirmed with a code sent to your email.
  • Crypto transfers cannot be reversed: always check the address and the network.

Manage everything online

Payment requestsSend a private link, QR code and PDF to anyone who pays you.
StatementsPDF or spreadsheet for any month, also emailed to you every month.
Safe sign-inA one-time email code – no password to steal – and automatic sign-out.
Support 24/7Support tickets with a ticket number, plus email, Telegram and WhatsApp.
Who can open a TRANSMONY Account, and where it is not available

Individuals and businesses in more than 200 countries and territories, including the UK, the EU, the United States, Canada, the UAE, India, Saudi Arabia, Qatar, Mexico, Brazil and much of Africa and Asia. In some countries extra documents may be asked for, such as proof of address or source of funds.

Not available: Afghanistan, Algeria, Belarus, Burundi, China, Cuba, Democratic Republic of the Congo, Guinea-Bissau, Iran, Iraq, Japan, Lebanon, Libya, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Tunisia, Venezuela, Yemen, the Crimea, Donetsk, Kherson, Luhansk and Zaporizhzhia regions of Ukraine, Gaza and the West Bank, and New York State (USA). For clients living in Australia, Hong Kong, Indonesia, Malaysia, New Zealand, Singapore and Thailand, receiving accounts are not available yet – ask us about the Platinum Account.

What you paya small fee when money arrives, plus a small monthly account fee. Sending that money on to your own bank in USD has no extra sending fee. Your exact fees are shown right after you sign up, before you accept the terms. See all fees.
TRANSMONY

International payments & exchange

Platinum Account

A named multi-currency account in your own name for paying and getting paid across borders, provided through our regulated payment partner and opened under the TRANSMONY name.

Importers & exportersCompanies paying suppliersIndividuals with international payments
35+currencies to send
180+countries to pay
IBANin your own name
Liveexchange rates before you pay
Open Platinum Account

Your own named account

Account in your own nameYour payers see your name, which makes payments faster to match and easier to trust.
IBAN in your own nameAn IBAN in your own name for your multi-currency account.
Receive many currenciesGet paid in many currencies into one account, without a bank account in each country.
Business or personalAvailable to companies and to individuals with international payments.

Pay and exchange worldwide

35+ currenciesSend payments in more than 35 currencies.
180+ countriesPay suppliers, staff, partners or your own accounts in over 180 countries.
Live exchange ratesSee the rate before you convert or pay.
Personal supportThe TRANSMONY team helps you open your account and answers every payment question, 24/7.More
Works alongside your TRANSMONY Account – keep both if you need them, each with its own pricing.
What you payonly Platinum Account charges. They are shown when you open the account, before you agree. Using the Platinum Account adds nothing to your TRANSMONY Account or TRANSMONY Payments.

Payment services for the Platinum Account are provided by Equals Connect Limited, registered in England and Wales (registered no. 07131446). Registered Office: Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Connect Limited are authorised by the Financial Conduct Authority to provide payment services (FRN: 671508).

TRANSMONY

For merchants

TRANSMONY Payments

Let your customers pay you by card, mobile wallet and local payment methods – at your counter, by link, by invoice or on your website – with the money paid out to your own business bank account in your own currency.

Shops & cash-and-carryOnline storesService businessesLimited companiesSole traders
42countries where your business can be registered
195+countries your customers can pay from
19currencies you can charge in
2% + 20pfrom, per payment – no monthly or set-up fee
Go to TRANSMONY Payments

Who can open

Businesses in 42 countriesLimited companies and sole traders registered in Europe, the UAE, Asia-Pacific and North America.More
Europe (32)

United Kingdom, Ireland, France, Germany, Spain, Italy, Netherlands, Belgium, Portugal, Austria, Luxembourg, Poland, Sweden, Denmark, Finland, Czech Republic, Greece, Romania, Cyprus, Malta, Bulgaria, Croatia, Estonia, Latvia, Lithuania, Hungary, Slovakia, Slovenia, Norway, Switzerland, Liechtenstein, Gibraltar

Middle East, Asia and Pacific (7)

United Arab Emirates, Hong Kong, Singapore, Japan, Thailand, Australia, New Zealand

Americas (3)

United States, Canada, Mexico

Approved by TRANSMONYEvery merchant is reviewed and approved by our team before going live.More
  • Sensible monthly limits protect you and your customers, and grow with your business.
  • Paid out in your own country and local currency.

Your customers

Customers from 195+ countriesCards issued in more than 195 countries are accepted, so customers can pay you from almost anywhere.
Charge in 19 currenciesCharge in your own currency or your customer’s.More
GBPEURUSDAEDHKDSGDJPYTHBAUDNZDCADMXNCHFSEKNOKDKKPLNCZKRON

Ways your customers can pay

CardsVisa, Mastercard and other major cards.
Mobile walletsApple Pay and Google Pay.
Buy now, pay laterClearpay, so customers can spread the cost.
Bank and local methodsBank transfer, Bacs Direct Debit and SEPA Direct Debit.More
  • BLIK and Przelewy24 (Poland).
  • MobilePay (Nordics).
  • Local methods depend on the country and currency.

Ways you can take payments

Payment linksSend a link by WhatsApp, SMS or email and get paid in minutes.
QR code for your counterCustomers scan and pay on their own phone in seconds.
Invoices by emailProfessional invoices that your client pays online.
Payments on your websiteAdd checkout to your own online store with a simple integration.
Business dashboardEvery payment and payout in one place, so your accounts are easy to keep.

Get paid and stay protected

Paid to your own bankMoney from your sales is paid out to your own business bank account, in your local currency.
Fraud protectionFraud screening on every payment.
Secure card processingCard payments are securely processed by our regulated payment partner. TRANSMONY never holds your money.
TRANSMONY app:TRANSMONY app on Google Play – available nowTRANSMONY app for iPhone SOONTap to Pay on Android SOON
What you payfrom 2% + 20p per payment you take. No monthly fee and no set-up fee. If you take no payments, you pay nothing. It adds nothing to the TRANSMONY Account or the Platinum Account.

Popular accounts

Find the account for the way you get paid.

Receive US dollars in IndiaUS account details in your own name for clients in the US.Read more →USD account for the UAEUS dollar details in your name for UAE residents and businesses.Read more →US account for non-residentsNo US company, US address or Social Security Number needed.Read more →Virtual IBAN for eurosYour own IBAN for SEPA payments from anywhere in Europe.Read more →Receive Mexican pesos (MXN)Your own CLABE for SPEI payments from Mexico.Read more →Pix payments from BrazilPix details in your name for payments in Brazilian reais.Read more →Receive Colombian pesos (COP)Bre-B details for payments from Colombia.Read more →Platinum AccountA named multi-currency account with an IBAN in your own name.Read more →A Payoneer alternativeCompare features: accounts in your own name, stablecoins, 24/7 help.Read more →A Wise alternative for businessesCompare features for receiving business payments.Read more →

Which one do I need?

I want to get paid from abroad, or hold USDC/USDTTRANSMONY AccountPay only TRANSMONY Account fees.I want to pay suppliers abroad in many currenciesPlatinum AccountPay only Platinum Account charges.I want to take card payments in my shop or onlineTRANSMONY PaymentsPay only for the payments you take.

Common questions

If I open one account, will I be charged for the others?

No. Each is separate. You only ever pay for the account or service you open and use.

When do I see the fees?

Before you agree to anything. For the TRANSMONY Account your fees are shown right after sign-up, before you accept the terms. The Platinum Account and TRANSMONY Payments show their pricing before you open them. Every payment also shows its fee before you confirm it.

Can I use more than one?

Yes. For example, a TRANSMONY Account to get paid from the US and a Platinum Account to pay suppliers. Each keeps its own pricing, so nothing is doubled.

Where is my money held?

All money stays in your own named account and all stablecoins in your own crypto wallet, held with our regulated partners – never in TRANSMONY’s own bank account.

How do I get help?

We answer every message, 24 hours a day, 7 days a week, by email, Telegram, WhatsApp or a support ticket.

Talk to us before you decide

Not sure what fits you? Ask us. We will tell you honestly what you need and what it will cost – 24 hours a day, 7 days a week.

SupportTelegramWhatsApp channel[email protected]

New · by TRANSMONY

MyGalaxy – your own secure messenger

  • End-to-end encrypted chats and calls
  • No phone number needed
  • Free, with no ads – chat with TRANSMONY support too
GET IT ONGoogle PlayOpen in your browseriPhone app SOON

🔒 Fully encrypted · mygalaxy.global

Scan to download MyGalaxyScan to download